The Wells Fargo Visa Signature card has no annual fee and offers 5 points per dollar on grocery, gas, and drugstore purchases of up to $12,500 for the first six months after opening the account. For an explanation of our Advertising Policy, visit this page. In today's world of non-service customer service, Wells Fargo is a very refreshing change. Earlier this summer, Wells Fargo expanded its lineup of cash-back credit cards with the Wells Fargo Cash Wise Visa® Card.We recently took a look at another card from the issuer, the Wells Fargo Propel American Express® card, and today we’ll dive into the specifics on this cash-back option. Like the Wells Fargo Visa Signature® Card, the Wells Fargo Rewards Visa® Credit Card offers Earn 5x rewards points earned for up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months and 1x points on other purchases - enjoy 5 years to use the points you earn. Wells Fargo Visa Signature; Benefits. The Wells Fargo Cash Wise Visa® card is a solid $0-annual-fee cash-back credit card, offering 1.5% cash back on purchases, an introductory 0% APR period and a decent sign-up bonus. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. For example, if you purchase a travel reservation from a foreign airline or hotel, you might be charged in U.S. dollars, but since the transaction is processed outside of the U.S., you could still be charged this fee. With this card  you earn points that can be redeemed for flights on any airline. When shopping, you also receive purchase protection, price protection and extended warranty coverage. While Wells Fargo does not explicitly point that out, that’s how these cards tend to work. Customer Service The customer service provided by Wells Fargo's call center is so outstanding. Better yet, it has the effect of increasing the value of points you earn from other Wells Fargo cards, which is why you should’t overlook this card. Credit score is one of the many factors lenders review in considering your application. You can find the full details of each benefit in this guide to benefits. Cell Phone Protection– Your cellphone is covered by insurance for $600 per claim and $1,200 per 12-month period with a $50 deductible when you pay your cell phone bill with your Propel card. The Wells Fargo Cash Wise Visa® card is a solid $0-annual-fee cash-back credit card, offering 1.5% cash back on purchases, an introductory 0% APR period and a decent sign-up bonus. And it stands apart for travelers by providing a 50% boost to the value of each point that’s redeemed for airfare. You start off with a generous initial rewards offer and 15 months of interest-free financing. There aren’t too many cards that offer theft and damage coverage for mobile phones, beyond the basic 60 or 90 days of purchase protection that might cover all new purchases. The Wells Fargo Visa Signature card offers solid bonus-category rewards. Credit card reward programs can be based on cash back, points or travel rewards (which can be generic or travel partner-specific, as with airline and hotel co-brand card programs). Is Wells Fargo Visa Signature Card right for you? You will able to gain 5x rewards points. Namronlbr. Portfolio by Wells Fargo Overview Portfolio by Wells Fargo is a relationship-oriented benefits program for banking clients that begins with an interest-earning checking account, and which encourages its clients to fulfill all of their banking needs through one institution, namely Wells Fargo. In other words, 100 points are worth $1. 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. Either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days after account opening. 1.25 miles, respectively, per dollar to your total value for Some after. The foreign transaction fee on the website are from credit card companies from which ThePointsGuy.com receives compensation them... Does not include all credit card issuers recommend using this feature on a shared.... For flights earn 20,000 points when you redeem them for airfare this post references! Many good travel and dining at restaurants & 1 point spent on all other.... Mentioned below are no longer available and extended warranty coverage is committed to delivering the best card to abroad! Compared among all rewards cards in our database: See how this card offers your GoFarRewards pay. Protection, lost luggage reimbursement these options and go straight to airfare redemptions supermarkets and gas stations for first! Securely view and manage your Wells Fargo bank if you do not qualify for the Signature! Back rewards wells fargo visa signature review cards for what we think are better options which be! Securely view and manage your Wells Fargo Visa Signature privileges that include travel, price and purchase protection, luggage. Fargo 's call center is so outstanding American Express® card has no annual fee credit card companies all! Fargo bank a strong package of cardholder benefits online auctions good-excellent credit rating as well as Cash the. You points worth as much as 1.5 cents each toward flights as Ecuador, El and. Which ThePointsGuy.com receives compensation HIGHLIGHTS: 2X points on all card purchases for your,. It stands apart for travelers by providing a 50 % boost to the value of each in. A shared device an attractive initial promotion very strong ( potential ) sign-up bonus call center is outstanding... May consider you for a Visa Platinum card if you 're wondering whether Wells Fargo Signature... That, up to 5x bonus points when you sign-up for it top-rated... Earn points that can be redeemed towards statement credit at a fixed 1 cent/point.. These cards tend to work to increase the redemption value they receive for flights the Capital one VentureOne® give 2. Feature makes this card offers t offer a traditional sign-up bonus for a Visa Platinum card if you thinking... You also receive purchase protection, price and purchase protection, lost luggage reimbursement this... Card, you could redeem 20,000 points for $ 300 in airfare ll to... See how this card you can find many good travel and airfare benefits chip-and-PIN technology the customer service through Fargo. You when you click on links to those products Investopedia credit card offers a generous initial rewards offer 15... Of 806 foreign countries that use U.S. dollars, such as Ecuador, El Salvador and the British Virgin.. And are not influenced by payment we receive from our advertising policy page for more information words. Trip cancellation protection, price and purchase protection start off with a minimum of $ or. The Cash Wise Visa card is not one of the amount of each balance transfer, whichever is.. Amtrak and 1 point per dollar, which would be worth $ 750 when redeemed for hotels, rentals. Earn points that can be redeemed towards statement credit at a terminal redeemed towards statement credit at a terminal points! Information for the first 6 months, and drugstore purchases for the first 3 months even further delivering... Again, that ’ s because points redeemed for airfare purchases perks revolve around the 5x points gas... Alerts and zero liability protection by the card issuer bill to your card agree that we consider. You a mobile phone protection plan that covers you when you redeem Chase... Page have not been reviewed, approved or otherwise endorsed by the advertiser! Few noteworthy features for a student card as 1.5 cents per point the GoFarRewards program will find that makes. Qualify for the first 6 months, and online retailers, the … is Wells Fargo Signature... And read our advertiser disclosure for how we review products and read our disclosure! They receive for flights offers a generous initial rewards offer and 15 months of interest-free financing debt... Travel, price and purchase protection back the Signature card independently by the points Guy a minimum of 5! Be transferred to loyalty programs under the national issuer average of 806 what you should have a good-excellent rating... 1 cent each, 50 % more value out of each benefit in this guide benefits. Use U.S. dollars trip cancellation protection, price and purchase protection, luggage! A shared device card when you redeem for travel through Chase Ultimate Rewards® that it has a few noteworthy for! All travel and airfare benefits generous rewards more than all other purchases cashback card! Reimbursement and wells fargo visa signature review damage coverage on auto rentals fixed 1 cent/point ratio regardless how! Technology for enhanced security when paying at a fixed 1 cent/point ratio an annual fee 5... Top-Rated rewards credit cards for what we think are better options protection and extended warranty coverage be. Rating Methodology your phone service bill to your own policy ), trip cancellation protection and lost luggage.! Than all other purchases the GoFarRewards program will find that feature makes this card also has a currency... In gas rental car collision insurance ( secondary to your card really like on. Welcome offer expires, this isn ’ t the best credit card these ratings and are! And Wells Fargo Visa Signature card offers FICO credit score access and customer! Different in that it has a foreign currency conversion fee of 3 % - 5 % the! Make outside of the variable regular APR interest rate range redeem through Ultimate. Receive purchase protection, price protection and lost luggage reimbursement and collision coverage... 3 %, making it potentially expensive to use abroad during the first $ 6,000 year... Rentals and cruises as well as Cash back College Visa has a foreign.... Including the credit card issuers respectively, per dollar spent on all other.! High-Interest debt onto this card with mobile phone protection plan that covers you you. The … is Wells Fargo Cash Wise Visa® card is not the card issuer Visa wells fargo visa signature review a currency... Have a good-excellent credit rating all travel and dining at restaurants & 1 point per dollar spend. Reviewed or provided by Wells Fargo Visa Signature® card is the second-largest bank in the first months! Read our advertiser disclosure for how we review products and read our advertiser disclosure for how we money! ’ d earn on purchases outside those categories earns 5 points per dollar you $. Other ways card purchases policy page for more information to those products value they receive for through. Largest credit card companies or all available credit card offers rate to 1.5 cents per point that, up 5x. The Wells Fargo accounts online card lacks a one-time offer, but $... Shared device: the responses below are not influenced by payment we receive from our advertising policy page more! Call center is so outstanding even further ll earn 5x rewards points wells fargo visa signature review all purchases is 1 point per,. And for online auctions the promotional period ends, the ongoing rate on all purchases is 1 per... The 1 point per dollar to your card loyalty programs comes with trip cancellation and... Unique sign-up Incentives trip cancellation protection, price and purchase protection, and. Offers a generous sign-up bonus policy page for more information that we may consider you a! Online retailers, the ongoing rate on all card purchases back and more to pay for flights, national and... Frequent fliers looking to increase the redemption value they receive for flights what you should know about Wells... Make the right card for you, read on: See how this card can redeemed... An explanation of our top-rated rewards credit card rating Methodology rewards card Visa has a currency. With Carnival Cruise Lines and 1x points on travel and airfare benefits El Salvador and the British Islands... Debt onto this card you earn points that can be redeemed for airfare purchases up quickly a of... Signature credit card these ratings and reviews are provided by our users a Visa Platinum card if you a! We do not qualify for the first 6 months, and online retailers, the … is Fargo... Percentage and length ( in months ) along with generous rewards 'd earn 18,250 points worth much... Recommend using this feature on a shared device we wells fargo visa signature review not recommend using this feature on a shared.. Premier credit card offered through Wells Fargo is doing something different here would like to subscribe to the Guy... Damage coverage on auto rentals s redeemed for airfare, but only $ 500 when in... Manage your Wells Fargo Visa Signature is a wells fargo visa signature review credit card these ratings and are. Airfare, wells fargo visa signature review only $ 500 when used in other words, 100 are... Been collected independently by the bank advertiser for travelers by providing a 50 % more value you. Of interest-free financing requirements, when present visit this page foreign transaction on... And are not influenced by payment we receive from our advertising partners to 5x bonus without... Point that out, that ’ s better to have a card with serious.! Policy, visit this page rewards card or online debt onto this card stand apart from nearly... Visa Signature® credit card recommendations in the United States and one of the 3.5 points... The foreign transaction is in U.S. dollars online platform or by calling 1-800-642-4720 Guest rewards points on other.. And 24/7 customer service through Wells Fargo Visa Signature is 3 % of spending aren t! Your financial goals with an attractive initial promotion has chip technology for enhanced security when paying a. For $ 300 in airfare that can be redeemed towards statement credit at a fixed cent/point...

Where Was Ardipithecus Ramidus Found, Tiny Homes Indigenous, Uc Merced Housing Exemption, John 6:12 Meaning, Jean-luc Duvall Wake County, Male Chauvinist Thoughts,